The Kuwait Finance House (KFH) is a leading Islamic bank based in Kuwait, recognized as one of the largest Islamic banks in the world, with assets estimated at 18.5 billion Kuwaiti Dinars, roughly equivalent to 63 billion US dollars. Established in 1977, the bank operates around 200 branches in Kuwait and more than 100 international branches across countries like Saudi Arabia, the UAE, Bahrain, Qatar, Turkey, Malaysia, the USA, Canada, and others.
KFH offers a wide range of Islamic banking products and services, providing solutions that cater to the diverse financial needs of its clients. Some of the key offerings include:
 1. Bank Accounts
KFH provides a variety of Islamic banking accounts, including current accounts, savings accounts, and investment accounts, designed to meet the needs of individual clients, families, and businesses.
 2. Financing Solutions
KFH offers several Islamic financing programs, such as personal financing, car financing, and property financing, all designed to ensure compliance with Islamic principles and provide affordable options for customers.
 3. Insurance
The bank also offers a range of Sharia-compliant insurance products, including life insurance, health insurance, and travel insurance, all tailored to meet the needs of modern customers while adhering to Islamic values.
 4. Investment Opportunities
KFH provides various investment avenues for clients looking to grow their wealth. These include Islamic investment funds, bonds, and stock market options, all designed to offer profitable returns within the framework of Sharia law.

 Establishment and Growth
Founded by a group of Kuwaiti businessmen in 1977, KFH was established in response to a growing demand for Islamic banking services in Kuwait and the wider Arab region. The concept of an Islamic bank in a traditionally conservative society was innovative and quickly gained acceptance, leading to the rapid growth of the bank. Today, KFH stands as one of the largest Islamic financial institutions globally.
The bank's success is attributed to its unwavering commitment to Sharia-compliant banking services, with a focus on delivering products that suit the financial goals of individuals and families.
 
Advantages of Banking with KFH
KFH stands out for several reasons, making it a top choice for those seeking Islamic banking services:
  • A diverse range of Sharia-compliant financial products and services.
  • A commitment to upholding Islamic principles in all banking activities.
  • A dedicated team of expert Islamic bankers.
  • State-of-the-art technological infrastructure.
  • A broad network of branches both in Kuwait and globally.
 Banking Cards
KFH offers a wide range of banking cards, including credit cards, prepaid cards, and reward cards, each designed to meet different customer needs. The benefits of these cards vary based on the type of card, with some of the key options being:
  • Credit Cards: These cards allow you to make purchases and pay later, typically offering higher credit limits compared to prepaid cards.
  • Prepaid Cards: These require you to load money onto the card before use and generally have lower fees, making them a good option for those who want to avoid debt.
  •  Reward Cards: These cards offer a rewards program that allows you to earn points or miles, which can be redeemed for goods, services, or travel. The reward conditions vary depending on the card.
 Benefits of KFH Banking Cards
KFH banking cards come with several valuable features, including:
  •  Protection against theft and fraud.
  • Cash withdrawal from ATMs.
  •  Online payment capabilities.
  •  Installment options for purchases.
  •  Earning rewards such as points or miles that can be exchanged for goods, services, or travel.
 
Gold Purchases via ATMs
To encourage safe saving, KFH has introduced an innovative service that allows customers to purchase gold directly from the bank’s ATMs. All you need is your ATM card and PIN, and you can buy gold or gold bars to keep at home or store them securely in a safety deposit box at the bank. This feature provides a unique opportunity for customers to invest in precious metals conveniently and safely.
With its comprehensive array of services, KFH has solidified its position as a global leader in Islamic banking, offering innovative solutions that cater to the diverse financial needs of its customers while maintaining the highest standards of Sharia compliance.