
How to Open an Account with Dubai Islamic Bank (DIB)
Seamless Sharia-compliant banking through branches or digital channels with innovative financial solutions
Table of Contents
Step 1: Choose Your Account Type Sharia-Compliant
Current Account
Provides easy access to funds for daily transactions with no profit sharing. Ideal for regular banking needs.
Savings Account
Offers profit sharing on your balance based on Islamic principles. Ideal for growing your savings.
Cheque Account
Includes a cheque book facility for flexible money management with Islamic banking standards.
Minor Account
Designed for children under 18, managed under parental supervision with special savings features.
Step 2: Prepare Required Documents
For UAE Nationals:
- Valid Emirates ID (original and copy)
- Passport copy (for verification)
- Proof of residence (utility bill if different from Emirates ID)
For Expatriates:
- Valid Emirates ID and passport with residence visa
- Proof of residence (DEWA/SEWA bill or tenancy contract)
- Salary certificate or last 3 months' payslips
Note: Joint account applicants must provide documents for all account holders.
Step 3: Submit Your Application
Branch Application
Visit any DIB branch with your original documents. A relationship manager will assist you with:
- Completing the application form
- Document verification
- Initial deposit processing
- Debit card issuance
Mobile App Application Process
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Download the DIB Mobile App
Available on iOS App Store and Google Play Store (search for "DIB Mobile")
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Begin Registration
Select "Open New Account" and choose your preferred account type
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Upload Documents
Take clear photos of your Emirates ID, passport, and proof of residence
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Complete Application
Enter personal details and review all information before submission
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Account Activation
Receive account details via SMS/email within 24-48 hours after verification
Advantages of Banking with DIB Islamic Banking
- Sharia-Compliant: All products and services adhere to Islamic financial principles
- Digital Convenience: 24/7 access through mobile app and online banking
- Profit Sharing: Earn halal returns on savings and investment accounts
- Wide Network: Over 90 branches across UAE for in-person support
- Innovative Products: Islamic finance solutions for all life needs
- Customer Support: Dedicated Islamic banking specialists available
Ready to Open Your DIB Account?
Experience ethical Islamic banking with modern convenience
Visit DIB Official WebsiteCustomer Care: +971 4 609 2222 | Email: contactcenter@dib.ae